Insurance & Surety Bond Associates

Insurance, surety bonds, and risk management geared for Florida's auto industry — from dealerships and body shops to garages.

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Professional insurance and bond services for Florida auto dealers

Need coverage?

Getting bonded and insured doesn't have to be complicated. Tell us what you need and we'll take care of the rest.

Get a Bond Quote

Fast approval, minimal paperwork. Get your $25K dealer bond approved

Get an Insurance Quote

We shop multiple carriers to find the best fit for your operation

New Dealer Package

Bond + insurance bundled. One application, one point of contact

Coverage designed for Florida dealers

Garagekeepers

Coverage for vehicles in your care, custody, and control

Garage Liability

Third-party liability for bodily injury and property damage at your dealership

Dealer Open Lot

Protect your inventory from theft, weather, vandalism, and other perils

Dealer Surety Bonds

Florida's $25K requirement for motor vehicle dealers. Fast approval, competitive rates

Cyber Liability

Data breach and ransomware protection for your dealership operations

Backed by respected insurers

Great American Insurance Group
Tokio Marine Highland
Western Surety
Ascendant
Mesa Underwriters
Granada Insurance
Goto Premium Finance
Great American Insurance Group
Tokio Marine Highland
Western Surety
Ascendant
Mesa Underwriters
Granada Insurance
Goto Premium Finance

Already a client?

Need to make changes, renew coverage, or report a claim? We're here to help.

Modify Coverage

Add locations, adjust limits, update ownership or business info

Renew Policies

We shop your renewal across carriers so you don't overpay

File a Claim

Speak directly with our team to report an incident right away

Resources

Helpful guides on bonds, garage liability, and Florida dealer requirements.

Feb 4, 2025

What are the bond requirements for an independent auto dealer operating in Florida?

Learn the Florida motor vehicle dealer bond requirement ($25,000 flat) and how it differs from mobile home and RV dealer bond amounts.

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Jan 30, 2025

What is a Motor Vehicle Dealer Bond?

Understanding the Motor Vehicle Dealer Bond required by Florida FLHSMV, how it works, and what it guarantees for your dealership operations.

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Jan 25, 2025

Florida Dealer Insurance Requirements Explained with Real Examples

Plain-language guide to Florida dealer insurance requirements including garage liability coverage with minimum amounts and real-world examples.

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Jan 20, 2025

What is a Garage Liability Policy?

Complete guide to garage liability insurance for auto dealers, covering operations, test drives, vehicle storage, and service department activities.

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